Manage Your Money

  • Do Everything Else,  Live Longer,  Manage Your Money

    Benefits & Drawbacks of Unemployment

    As of two weeks ago, I am officially unemployed. You may be thinking to yourself, I thought you guys already quit your jobs last year? Well, that’s not completely true. If you haven’t read our article about kinda quitting our jobs, go read that real quick and then jump back to this one. Today though, we are going to cover some of the benefits and drawbacks of unemployment. 6 Months of Unemployment While James only had a month for his leave of absence, I was able to take 6 months. There were many benefits of easing into unemployment with a leave of absence versus flat out quitting my job. In…

  • Early Retirement Update
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    Early Retirement Update: January

    January has long come and gone and we are knocking on the door of March already. Luckily, as an early retiree, we largely have no deadlines and can publish these early retirement updates whenever we see fit, dammit. January was a full month of traveling, eating, and some surprise expenses that we weren’t expecting. Spoiler alert: we’ve already busted the budget one month into the year. Let’s dive in and find out how, and by how much. If you are interested in the tools we use to keep track of our income & spending at a glance, be sure to check out Mint for budgeting & spending and Personal Capital…

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    4 Ways to Save Money on Amazon

    Amazon, a name that I’m sure you’re familiar with, is pretty much everyone’s go-to shopping resource. Even tight-fisted spendthrifts like ourselves do our online shopping at Amazon. Hell, it’s hard not to when they’ve got everything from home improvement supplies to electronics & supplements. However, just because you’re only shopping on Amazon doesn’t mean you can’t save more money. We are here to explain exactly how to do that with our 4 ways to save money on Amazon. 4 Ways to Save Money on Amazon Like yourselves, we like to hang onto as much of our money as we can. We certainly don’t want to frivolously give a multi-billion dollar…

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    Early Retirement Monthly Update: December

    Well, friends, it’s that time of the month again. We get to dive into another month of our early retirement income, spending, and life. December was an eventful month for us with the most travel we have done in early retirement up to this point. Has all the traveling broken our budget? Let’s find out below. Early Retirement Update: Income “Work” Two people decided that they wanted to get healthier & in better shape, so they bought our workout program. The good news is that the leg work (pun intended) on the program is largely completed, so it doesn’t take more than a few minutes to put together the correct…

  • 2019 Year in Review
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    2019 Year In Review

    Goodbye 2019, hello 2020! 2019 was a year for the books. We did everything from buying our latest rental property to quitting our jobs and moving abroad, to becoming traveling nomads. While we have updated you all throughout the year on blog posts, we wanted to dedicate this article to 2019 by doing a year in review. 2019, Year In Review First Quarter We started the year off by traveling down to Gainesville, FL to attend CampFI Southeast. It was the perfect way to start off the new year. Traveling, meeting new people, reconnecting with friends, and being in the warm Florida weather all created the perfect weekend trip. Leading…

  • 7 Morning Hacks
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    7 Morning Hacks to Make 2020 Your Bitch

    I can’t be the only one who hates New Year’s resolutions, right? The idea is great, but the execution always falls short, almost to the point that setting a New Year’s resolution is a guaranteed way to not complete it. Instead of a resolution, just set a goal: Own 2020. Make 2020 your bitch. Become smarter, healthier, and wealthier. Don’t worry, I’m not all doom and gloom. I’m actually going to give you 7 morning hacks to make 2020 your best year yet. 7 Morning Hacks Before we dive in it needs to be mentioned that none of these morning hacks or habits are going to seem groundbreaking. They might…

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    Early Retirement Monthly Update: November

    Well, folks, another month is in the books. Over 25% of our year has been spent abroad in retirement. November was a busy month for us. What impact has all this had on our money, you ask? Have we had to dip into our savings to float our lifestyle yet or is the rental income still enough to sustain us? Let’s find out below! Early Retirement Update: Income “Work” Not much to report this month in the ‘work’ category so the Early Retirement Police can take the month off. However, we did sell a couple of workout programs on Fiverr netting us $19.67. If you are interested in starting off…

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    How to Make $465 an Hour on AirBnB

    By the end of the week, we will be three months into our 6-month AirBnb experiment. We are trying to find out how much money we can make with a rental on AirBnb instead of long term renting. We’ve previously covered what you should consider when converting a long term rental into an AirBnb. Today, however, we are going to be focusing specifically on the money you can make with AirBnb. How Much Money Can You Make on Airbnb? Buying the Condo When we decided to get into rental properties, we started out by looking for a place that we could move into. The goal was to save money by…

  • Early Retirement October
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    Early Retirement Monthly Update: October

    We made it another month in early retirement! Emily was kind enough to inform me as I write this that today makes two full months in Cyprus. We’ve walked down to the beach for her to swim and sunbathe, and I’m having a beer in the middle of a ‘workday’ while writing this post. This early retirement thing is growing on us. But, is our money growing? We are going to cover our income and spending, and let those categories tell the story of our month. Early Retirement Update: Income “Work” While we’ve been out of the 9-5 for almost three months, amazingly, we’ve still got a few residual dollars…

  • Early Retirement September
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    September Update – First Month of Early Retirement

    We’ve both officially passed the first month of early retirement, and we haven’t gone broke yet! That’s a win in our book. It’s been a month full of traveling, to FinCon in Washington D.C. and immediately afterward overseas to Cyprus. The month has been a rapid transition from hustle and bustle in the states to slower island life in the Mediterranean. This article is the first of what I hope will be many monthly updates in our ‘retirement’. We will cover spending, & income, and let those two categories tell the story of our month. Income “Work” The last of our paychecks trickled in from back when we were peasants…