Manage Your Money

  • Manage Your Money

    Make Driving A Car Suck Less.

    You’d think that a small Japanese hatchback with a 1.8L 4 cyl engine and 6 speed transmission would get pretty decent fuel mileage. Well, we are here to tell you that the ’07 Versa would like to be the exception to that thought. If you just type it into the Google machine, they’ll tell you that it gets 30 mpg city & 36 highway, which ain’t half bad. But, I’d say that those numbers are about as accurate as a drunk guy at the urinal. According to Fuelly, a compilation site of numbers reported by actual owners, the ‘Cash Cow’ should be getting an average of 28-29 mpg. That’s nearly a…

  • Manage Your Money

    Easily Accessing Free Entertainment.

    “A reader lives a thousand lives before he dies,” said Jojen. “The man who never reads lives only one.” ― George R.R. Martin, A Dance with Dragons Books are an incredibly useful tool that I think often don’t get the credit they deserve since the boom of the internet. From old-fashioned books of paper and ink, to e-books and audio books, you can literally learn or read about every topic under the sun. Non-fiction biographies; diaries; how-to’s; manuals; text-books; self-help books on: finance, real estate, investing, debt management, employee management, stress management, time management, health management; blah blah blah..the list is never ending. Fiction sci-fi; horror; romance; mythology; historical fiction; fantasy; mystery;…

  • Get Rich Driving Crappy Cars
    Manage Your Money

    How to Get Rich by Driving Crappy Cars

    I’ve touched on the topic of cars in my previous post, How to Not Buy a Car, and I even mentioned my 2007 Nissan Versa (pictured above, in all her glory). Honestly, this is my favorite car I’ve owned, and frankly, it’s not even close. In this article I’m going to explain how I made over $10k on a car and how I came to buy this car, and why it’s my favorite car out of an extensive list of vehicles that I’ve owned. So, around 2 years ago, Mrs. RRR and I had disposable income and weren’t really interested in saving yet. What do we do? Exactly what every other…

  • Make More Money

    The Million Dollar Bet, & What it Means for You

      You might’ve heard the name Warren Buffett. He happens to be the 4th wealthiest person in the world at a net worth of $76.9 billion and is the CEO of Berkshire Hathaway. You might not have known, however, that he has a one million dollar bet with the money management firm Protégé Partners. The bet is that an index fund (Buffett’s choice) will out perform an actively managed portfolio of hedge funds (managed by Protégé Partners). Now, why would Warren Buffett, widely regarded as one of the most successful investors in the world, bet against a portfolio managed by a team of active professionals? Before we dive into the…

  • flipping items on craigslist
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    Craigslist: The Perfect Side Hustle

    Craigslist where you can find anything from someone selling a business to someone soliciting for obscure sex fetishes. We are going to find a happy medium to cover in this article, even though both of those options mentioned could likely net you some significant compensation. However, like most things in life, with greater reward comes greater risk. Craigslist hustles can range from quite a few things, including the aforementioned niches, but today we are going to dive into flipping. Craigslist Side-Hustle Anyone who knows me knows that I love hustling on Craigslist (and now Facebook Marketplace). It’s the perfect forum for someone to get rid of something they no longer…

  • How to cut cable
    Manage Your Money

    Cut the Cord and Save Thousands

    You might remember a couple articles ago I said I wasn’t going to tell you to cut the cord (eliminate cable TV), well…that didn’t last long. Learning how to cut cable TV out of your life will be one of the quickest, and potentially most fulfilling financial moves you can make. We will get into the specifics of the financial benefits in a second. First, I want to touch on the psychological and social benefits that cutting cable has shown us. To start with, we aren’t paying someone to market to us relentlessly. According research, a channel plays almost 17 minutes of commercials for every hour of broadcasting. Nearly 30%…

  • Analysis Paralysis
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    Analysis Paralysis: What is It? And How You Can Overcome It.

    Do you ever find yourself weighing all the options of a decision? Do you envision every possible outcome? At that point do you commit to a resolution, or do you continue this vicious cycle of constant analysis and never make a decision? If this sounds familiar, you may have ‘analysis paralysis’. According to the reliable source of Wikipedia, analysis paralysis is: is the state of over-analyzing a situation so that a decision or action is never taken, in effect paralyzing the outcome. I, like most people in the world, am guilty of this. I like to try to find the perfect solution to most any problem. This isn’t a huge issue…

  • How to cut your grocery bill
    Manage Your Money

    Cut Your Grocery Bill by 60%

    Most recent post on our groceries: Our $160 Monthly Food Bill Let me ask you a question: have you ever dreaded going to the grocery store, knowing you were about to fork over a wing and a thigh (get it? Food humor, lol) to pay for all this stuff? I’m sure you’ve heard everyone say that it’s so much cheaper to cook your meals at home, instead of eating out? Instead you’re thinking, with the amount I spend on groceries, I could almost eat out every meal and it would cost practically the same. Yeah, that used to be us, well…mostly, just not the whole eating out for every meal. We…

  • starbucks is a waste of money
    Manage Your Money

    Why Starbucks is a Waste of Money

    Wait a second…didn’t we just publish an article about how you could drink Starbucks every workday and still retire early. I’m sure you are all confused at this point. Well, luckily, I’m here to clarify it for you in case you didn’t gather it from the title. Starbucks is a huge waste of money. That first article was a farce. I lured you in with the idea that you can still have your frivolous coffee and cut your working life years, or even decades, shorter. Everything in that article still applies, though. Working from the top-down regarding your spending will pay off multiples more than working from bottom up. But…

  • how to not buy a car
    Manage Your Money

    How to Not Buy a Car

    Cars are one of the biggest issues in the world today. It’s a paradox. You need the car to get to the job, however, you need the job to pay for the car. We genuinely believe that you’d be happier, healthier, and richer if you got rid of your car/SUV. On the other hand, we understand that ditching the car and biking, walking, or using public transportation is a hard sell for most people. So, we are going to help you make the most of your money and teach you how to not buy a car. How to Not Buy a Car Full disclosure: I am a recovering car addict.…