• Early Retirement Update
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    Early Retirement Update: January

    January has long come and gone and we are knocking on the door of March already. Luckily, as an early retiree, we largely have no deadlines and can publish these early retirement updates whenever we see fit, dammit. January was a full month of traveling, eating, and some surprise expenses that we weren’t expecting. Spoiler alert: we’ve already busted the budget one month into the year. Let’s dive in and find out how, and by how much. If you are interested in the tools we use to keep track of our income & spending at a glance, be sure to check out Mint for budgeting & spending and Personal Capital…

  • Malta in January
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    What to do in Malta in January

    For the past 5 years, Malta has been on our bucket list of places to visit. Finally, we were able to make a trip to the island a reality this past January with a much-needed reprieve from the winter weather of central Europe. While we were only here for a week, and in the dead of their ‘winter’, we still found plenty of activities & things to do in Malta in January. Malta is an island in the Mediterranea Sea just south of Sicily. The Republic of Malta consists of 5 islands, Malta, Gozo, and Comino, and the desert islands of Cominotto and Filfla. With a history dating back to…

  • Munich in December
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    Munich in December

    When we originally relocated to Cyprus, we were really looking forward to a mild winter. Lo-and-behold though, we accepted a house sit in Munich in December and braced ourselves for the cold. As much as I hate the cold, December really is an amazing time to visit Munich. There’s nothing quite like visiting the German Christmas markets and drinking mulled wine while enjoying all the Christmas festivities.  Since we spent 3 weeks in Munich, we found all of the best places to visit during your stay in Munich. Check out our Travel Resources to see how we travel the world like pros for free. Munich, Germany Areas to Stay Really,…

  • Manage Your Money,  See More Places

    Early Retirement Monthly Update: December

    Well, friends, it’s that time of the month again. We get to dive into another month of our early retirement income, spending, and life. December was an eventful month for us with the most travel we have done in early retirement up to this point. Has all the traveling broken our budget? Let’s find out below. Early Retirement Update: Income “Work” Two people decided that they wanted to get healthier & in better shape, so they bought our workout program. The good news is that the leg work (pun intended) on the program is largely completed, so it doesn’t take more than a few minutes to put together the correct…

  • 2019 Year in Review
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    2019 Year In Review

    Goodbye 2019, hello 2020! 2019 was a year for the books. We did everything from buying our latest rental property to quitting our jobs and moving abroad, to becoming traveling nomads. While we have updated you all throughout the year on blog posts, we wanted to dedicate this article to 2019 by doing a year in review. 2019, Year In Review First Quarter We started the year off by traveling down to Gainesville, FL to attend CampFI Southeast. It was the perfect way to start off the new year. Traveling, meeting new people, reconnecting with friends, and being in the warm Florida weather all created the perfect weekend trip. Leading…

  • Week In Limassol
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    What to do in Limassol, Cyprus

    Limassol, Cyprus has been a destination for me and my family since I was the age of 3 years old. Since my family lived here, we would always focus our trips around family. Because of this, we would usually spend most of our time with them at their home instead of venturing out and exploring the city. Granted, we would take day trips out to the beach, or take a trip up to my grandfather’s village in the mountains, but that wasn’t very often. It wasn’t until James and I started coming to Cyprus by ourselves that we started to go out and see more of what Limassol has to…

  • 4 ways to make your city better
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    4 Ways To Make Your City Better

    There have been so many times I have been guilty of being unhappy in the city that I live in. After living in a city for so long, I feel like I become complacent and never venture ‘off the beaten path’. It got me thinking that I never really enjoyed living in our city before we moved. I believe that was simply because I had lived there my entire and I thought there was NEVER anything to do. The more I think about it, the more I think there are ways to make your city better and more enjoyable. 4 Ways To Make Your City Better and More Enjoyable The longer…

  • One week in Ayia Napa
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    A Week in Ayia Napa, Cyprus

    Cyprus is an incredibly beautiful island, and we discovered more of the beauty of the island by spending a week in Ayia Napa. In our opinion, Ayia Napa is one of Europe’s best-kept secrets. While you may not have heard of it, Ayia Napa is a beautiful resort destination in Cyprus. It’s also a top beach destination in Europe, but little known to ‘outsiders’. With beautiful beaches, a booming nightlife, plenty of accommodations, gorgeous landscapes, and tons of history, it’s not hard to see why! With all these beautiful places to visit, it can be hard to pick the best spots to spend time and, of course, take pictures. The…

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    Guide to Dubrovnik Croatia

    Croatia has been one of our favorite countries. It holds so many memories and is usually a country we find ourselves looking to go back and visit. We’ve vacationed like ballers there, and also like paupers. Both times we had a blast! Because both ends of the financial spectrum there were so great, we decided to go through a baller’s guide to Dubrovnik, and a budget guide to Dubrovnik. We are covering where to stay in Dubrovnik, where to eat in Dubrovnik, and what to do in Dubrovnik. You get the benefit of checking out what poor people do there, as well as rich people. Pick and choose your itinerary…

  • The Pitfalls of Reward Travel
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    The Drawbacks of Reward Travel

    Have you ever travelled using rewards? There are so many possibilities when it comes to booking with rewards miles, especially when money is no longer the worry. For the past 4 years, James and I have been funding our air travel expenses using rewards. We haven’t had any issues when it comes to booking flights…until our last trip. This was our first real encounter with the drawbacks of reward travel. The Drawbacks of Reward Travel We usually sing the praises for reward travel. There is nothing like getting onto a plane to your destination, and realizing that you didn’t spend a single dime on the trip. There is a multitude…