• Manage Your Money

    How Frugality Saved us $644k

    A couple of weeks ago I began preparing a presentation I was going to give at our second ChooseFI Alabama meetup. I took to the group and crowd-sourced what my topic was going to be. After a number of choices were thrown out, frugality is what most people had voted for. Perfect, one of the most life-changing things we’d encountered on our journey to Financial Independence. But, we were genuinely astounded when I gathered all the info and saw just how much we were saving by making a relatively simple life choice to be more mindful about our money. Before we dive into the changes and the numbers, I want…

  • Manage Your Money

    Make Driving A Car Suck Less.

    You’d think that a small Japanese hatchback with a 1.8L 4 cyl engine and 6 speed transmission would get pretty decent fuel mileage. Well, we are here to tell you that the ’07 Versa would like to be the exception to that thought. If you just type it into the Google machine, they’ll tell you that it gets 30 mpg city & 36 highway, which ain’t half bad. But, I’d say that those numbers are about as accurate as a drunk guy at the urinal. According toย Fuelly, a compilation site of numbers reported by actual owners, the ‘Cash Cow’ should be getting an average of 28-29 mpg. That’s nearly a…

  • Get Rich Driving Crappy Cars
    Manage Your Money

    How to Get Rich by Driving Crappy Cars

    I’ve touched on the topic of cars in my previous post,ย How to Not Buy a Car, and I even mentioned my 2007 Nissan Versa (pictured above, in all her glory). Honestly, this is my favorite car I’ve owned, and frankly, it’s not even close. In this article I’m going to explain how I made over $10k on a car and how I came to buy this car, and why it’s my favorite car out of an extensive list of vehicles that I’ve owned. So, around 2 years ago, Mrs. RRR and I had disposable income and weren’t really interested in saving yet. What do we do? Exactly what every other…

  • how to not buy a car
    Manage Your Money

    How to Not Buy a Car

    Cars are one of the biggest issues in the world today. It’s a paradox. You need the car to get to the job, however, you need the job to pay for the car. We genuinely believe that you’d be happier, healthier, and richer if you got rid of your car/SUV. On the other hand, we understand that ditching the car and biking, walking, or using public transportation is a hard sell for most people. So, we are going to help you make the most of your money and teach you how to not buy a car. How to Not Buy a Car Full disclosure: I am a recovering car addict.…